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Which of the following likely has the highest credit score?
- Bob has 5 credit cards, credit utilization of 40% , and a perfect payment history for 5 years
- George has 3 credit cards, credit utilization of 29%, an installment loan, a mortgage, a perfect payment history for 3 years.
- Tim has 2 credit cards totaling a $50,000 limit.
- Fred has a 30 year mortgage in the 10th year with a perfect payment history and a mortgage is his only debit.