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Anthony and Michelle Constantino

Anthony and Michelle Constantino just got married and received ​$32,000 in cash gifts for their wedding.Use your financial calculator or the Money in Motion calculator​ (which is available in​ MyFinanceLab) to determine how much will they have on their​ twenty-fifth anniversary if they place half of this money in a​ fixed-rate investment earning 6

percent compounded annually. Would the future value be larger or smaller if the compounding period was 6​ months? How much more or less would they have earned with this shorter compounding​ period?

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